Constant Companions San Diego http://constantcompanions.posterous.com Most recent posts at Constant Companions San Diego posterous.com Thu, 24 May 2012 10:15:00 -0700 Seniors and Adult Children Under One Roof: How to Succeed With This New Trend http://constantcompanions.posterous.com/seniors-and-adult-children-under-one-roof-how http://constantcompanions.posterous.com/seniors-and-adult-children-under-one-roof-how

Image by Play Group Article by CSA

Adult children are moving back home with mom and dad in record numbers these days. It’s often not the child’s choice, but rather as a result of circumstances, that parents and grown children find themselves as roommates once again.

The conditions that may force an adult child home include downsizing, divorce, the need to care for an aging parent, or money issues related to student loans or under- or unemployment. In 2010, the country’s college graduates owed an average of $25,250 in loans, according to CNN Money. That is 5 percent more than the class of 2009 owed. The unemployment rate for the 2010 class was 9.1 percent, the largest on record. Compare that to the 20.4 percent unemployment rate for people who didn’t go to college (College Access & Success Project on Student Debt, 2009).

Moving back in to take care of aging parents 
Source: Adapted fromhttp://www.eldercareteam.com/public/579.cfm

If you are an adult child moving in with mom and dad to care for them on a regular basis, you should review this list of questions:

 

How have disagreements and disputes been handled in the past? How well do you communicate? Patterns of communication were established in the past and are likely to become more rigid as time passes.

 

How does everyone involved feel about this merging of families? This includes your parents, your spouse, your children, and of course, you. Be honest.

 

How will you manage the financial side of living together? Who will pay for what? Work this out in detail before you move in to avoid misunderstandings and future bitterness on one side or the other.

 

Will you have an equal voice in the home? It is your parents’ home, but you will also be living there. Agree on what kind of decision-making process will be used.

 

Will you be able to meet your parents’ needs as they grow older and need more care? If you work, have you discussed what the options will be when your parents reach the point that they need someone with them during the day? Is there enough room for everyone to have some private space?

 

If you're moving back with children, will your parents respect your authority as the parent? Will they undermine or second-guess decisions you make about your children, or will they support your position?

 

What will you do with your own possessions that won't fit into their home? You will probably have some items you don't want to part with and that you might need one day to start an independent life again.

 

Do you have, or will your parents give you, Power of Attorney to manage their affairs if and when they aren't able? You will be making a great mistake if you move in to care for an aging adult and you do so without the legal ability to make important decisions in the future. Do not move in without having Power of Attorney documents completed. Responsibility without authority should always be a deal-breaker.

 

No matter an adult child’s education level, debt loads are high and income opportunities are increasingly limited. Therefore, many adult children are moving back in with their parents out of necessity.The movement to migrate back to mom and dad’s has been a few years in the making. Bankrate.com says that three-quarters of 2008 college graduates said they actually planned to move back in with their parents after graduation. In 2006, that figure was two-thirds, which is still a staggering number(Collegegrad.com)."To a certain extent, it's a sign of the economy," says Certified Financial Planner Craig Skeels of Apex Wealth Management Group in Oxnard, Calif. "If it continues to be a prolonged recession with more cuts in jobs, we may see a lot more adult children moving back home than what we're experiencing today."The adjustment for the parents and the adult child can certainly test the relationship. Mom and dad are at a new stage of their lives now compared to when the child was living at home before. If they aren’t already retired, they are perhaps, at the very least, used to the freedom of not having children around. The adult child may have anticipated being out on their own at this point, and it could feel unnatural to be back in mom and dad’s house. The latest census figures reveal that upwards of 80 million “empty nesters” are finding themselves with at least one grown child living at home. These adult children have been referred to as the “boomerang” generation.Making the new living situation workBoth parties can make it work and even thrive if conversations and agreements occur before or at the beginning of the new living arrangement.Troublewith.com, a website of Focus on the Family, offers these tips for a smooth integration and to minimize conflict.

  • Discuss the terms – The sooner that ground rules and expectations can be established from both sides, the better. This can occur even before moving day arrives. Examples include overnight guests, loud stereos, chores, meals and food.
  • Don't be afraid to ask questions – How long will the child be staying in the home? Is rent or a contribution to the household expenses a reasonable request? All relationships are better with good communication.
  • Maintain a healthy relationship – Every situation is different, and some are quite complicated. Here are some tips for keeping the relationship intact:
    • Trust adult children to make wise choices. We all learn by making choices. The adult child needs to have the opportunity to make their own choices, even under the parents’ roof.
    • Try not to give advice unless it is solicited from the child. This may be difficult because the parent is aware of much more of the child’s life than it he or she were living outside the home. Again, the child needs the opportunity to grow on their own even though mom and dad are close by.
    • Communication is key. Regularly discuss how the situation is going. Everyone involved should be allowed to bring up issues, clarify expectations or simply clear the air.

Negotiate issues upfront and write them down if necessary. Fox Business News suggests creating a timetable for eventual financial independence. This can begin with fiscal responsibilities in relation to the household including food, utilities and gas for the car. Ultimately, the family needs to be on the same page and working toward a common goal. Fox Business News states in a comment to the parents, “Find the right balance between offering support and taking care of yourselves. You don't need to fall back into the roles you each played during the years of active parenting –parents giving and the kids receiving. If the parents have been enjoying an empty nest, continue doing just that.”Generally, the rules for the adult child will be very different than when they were growing up. As long as the grown child acts responsibly, such as holding a job, contributing financially or helping with meal preparation and household chores, he or she deserves the same liberty to come and go as any adult.Respect for the personal boundaries and preferences of both sides is crucial to the success of this living situation. With predetermined boundaries, good communication and an agreement to revisit and, if necessary, adjust the arrangement along the way, parents and children can create a very comfortable home for all involved.

 

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Fri, 18 May 2012 10:54:00 -0700 See why our clients recommend Constant Companions in this video testimonial http://constantcompanions.posterous.com/see-why-our-clients-recommend-constant-compan-76520 http://constantcompanions.posterous.com/see-why-our-clients-recommend-constant-compan-76520

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Thu, 03 May 2012 10:14:00 -0700 See why our clients trust Constant Companions with home health care for their loved ones. http://constantcompanions.posterous.com/see-why-our-clients-trust-constant-companions http://constantcompanions.posterous.com/see-why-our-clients-trust-constant-companions

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Wed, 25 Apr 2012 10:53:00 -0700 Care For the Caregiver http://constantcompanions.posterous.com/care-for-the-caregiver http://constantcompanions.posterous.com/care-for-the-caregiver

Nearly half (53%) of all informal caregivers reporting a decline of health
affecting their ability to provide care. 
 In an effort to be there for the health
of a loved one, many caregivers sacrifice their own health

Caring for an aging loved one can be a challenging experience. It can be difficult to
slowly watch a family member lose their independence and often, their mental
capacities. More often than not it is a middle aged family member who takes on
the responsibility of being the primary caregiver for their parents. Without
additional support, this caregiver can quickly find themselves overwhelmed and
depressed. While many caregivers find themselves up for the challenge, others
may find it more difficult to adjust to the constant demand of being a home
care provider.

Stress and depression can come in many forms. Often, caregivers have to take a leave of absence from work, or they have to cut back their hours to be at home more often. As a result, both parties have to sacrifice and do without. The
loss of monthly capital can lead to stress as it becomes harder to pay the
monthly bills. Additionally, the loss of personal interactions with colleagues
in the workplace can leave a caregiver feeling lonely and isolated. Managing
one’s family can also be difficult and being a caregiver can also lead to
stress in the marriage and immediate family. To avoid sacrificing one’s health
and family for the care of a family member, a caregiver must provide care for
themselves first so they may be able to care for another

There are various ways for a caregiver to stay positive during the time they spend caring for someone. Rather than feeling trapped, a caregiver should do their best to encourage social interactions for both themselves and their aging parents or patients. Dinner socials, poker/bridge nights, and birthday parties should all be encouraged to maintain a festive attitude throughout the home, and to avoid it from feeling like a prison. Maintaining a clean home can help keep good spirits and inviting visitors will
give you a good reason to clean and to stay positive. The caregiver should also make an effort to invite their family to these events to help maintain closeness and to promote family interaction during this time of change.

While maintaining social interactions can help a caregiver stay healthy, many others find success by turning inwards and focusing the time on improving themselves. Some may choose to take up a hobby or learn a new skill, while
others may choose to begin an exercise regimen to improve their own health.
This can be light to moderate exercise; just enough to get your blood pumping.
Feel free to invite your aging family member to also get moving as much is
safely possible. Regardless of age, most seniors can benefit from staying
active.

Submitted by Gabriela F. Brown, CSA

Owner, Constant Companions Home Care
Website: http://www.constantcompanions.net
gbrown@constantcompanions.netPhone and Fax: 888.883.8393

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Tue, 17 Apr 2012 10:38:00 -0700 Constant Companions on Why Can’t Mom Just ‘Snap Out of It’? http://constantcompanions.posterous.com/why-cant-mom-just-snap-out-of-it http://constantcompanions.posterous.com/why-cant-mom-just-snap-out-of-it
Last year, I received a call from Sharon, the adult daughter of a potential client, Bette. Her father, Burt, had passed away a little over a year ago from an extended battle with cancer and Bette had been his primary caregiver.  Until his passing, Bette was mobile, energetic and rarely sick. Once Burt passed away, Bette became a ‘different person’ rarely leaving the house. Her sunny, upbeat disposition had turned into an apathetic approach to everything and everyone in her life.
 Sharon shared that she admired her mother more than anyone she had ever met for being able to ‘handle anything’. She had always met life’s challenges with strength and optimism, being able to formulate a plan to overcome any obstacle put in her way. Now, she was little more than a shadow of her former self and unable to properly maintain the house, herself or any of her relationships. Sharon was concerned because she was unable to ‘snap out of it’ and Bette was beginning to decline physically.  
Because Sharon’s life was so hectic, she felt terrible that she could only get over to her mother’s house a couple of times a week, and when she got there she was overwhelmed with what needed to be done, grocery shopping, cleaning out the fridge, making sure there was easily accessible meals to be prepared and questioning whether she was taking her medications as prescribed, etc. The house itself was also being neglected severely, with the bare minimum being done to keep things going. 
While both Sharon and Bette would benefit from a home care worker, there were deeper issues that needed to be addressed. Bette had been the primary caregiver to her husband of 60+ years as he lost the battle with cancer. She had focused all of her energy and purpose into his care for several years. When he passed away, Bette faced a dual life transition. She had lost her life status as a caregiver and she was no longer Burt’s wife of 60+ years. With his death she was faced with excruciating loneliness and loss of purpose.  Her family had been there for her right after his death to help but had assumed that she was adjusting well and would be able to handle things. A year later, it was clear that what may have started out as a normal bereavement and grief period had extended beyond a healthy timeframe. At this time, she felt dependent on her family for care and this new dependence pushed her even deeper.
It is not uncommon for the ‘strong and capable’ family member in this situation to experience depression due to their history of being ‘strong and capable’. Often, those around them and they themselves have the expectation that after a ‘normal’ period of time, they will ‘pull themselves up by their boot straps’, as they always have. Paradoxically, this is the person that is least likely to ask for help may be suffering silently. It is as if they are unable to see themselves as needing any help or being unable to ask for it. Additionally, physicians tend to overlook signs of depression with seniors and many assume that depression is a normal part of loss. Old assumptions and patterns are tough to overcome.
After speaking with Sharon, I advised her to make an appointment immediately with Bette’s physician regarding her decline. She also had to have a gentle talk with her mother about the possibility of being able to see a brighter world through possible interventions of medication and counseling.
We did provide a caregiver for Bette for about 4 months. In the meantime, Bette’s doctor found the right medications and she participated in support groups. After a while, Bette turned the corner and was increasingly able to care for herself and her home again. She now does her own grocery shopping enjoys making her meal and even invites others, primarily from her support group, over for meals. Now, when her family visits, they are able to enjoy her company and provide the companionship that only family can provide. They no longer are in the role of caregiver, which is only helping to restore Bette back to her old self.
Every bereavement experience is unique, but if you have a loved one that is not improving after about two months, a visit to their physician may be in order in addition to grief counseling. Counseling and/or medications can make the fog of depression lift, allowing them to slowly begin to feel pleasure and purpose again, the two reasons we ALL need to lead a satisfying life.

 

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Tue, 10 Apr 2012 10:52:00 -0700 Home Care is a very flexible and cost-effective way to provide a safety net in your parents’ home http://constantcompanions.posterous.com/home-care-is-the-a-very-flexible-and-cost-eff http://constantcompanions.posterous.com/home-care-is-the-a-very-flexible-and-cost-eff

Great Expectations

Home Care is a very flexible and cost-effective way to provide a safety net in your parents’ home requiring a minimal adjustment for them in the rhythm of their daily lives.

Even though home care creates a minimal change in lifestyle for your parents, it is has a strong undercurrent of emotion and expectations for the entire family. Home care is a life transition. Having a virtual stranger coming into your home to help manage the most basic aspect of living can trigger feelings of loss and deep emotional responses.

For the senior in need of care, loss of autonomy, independence and privacy are very real. This may be piled on top of other recent losses in health and relationships. No one, in my experience, has EVER welcomed the need for home care as it is usually follows some sort of loss or series of losses.

For the family, namely, the adult children, guilt, fear and inadequacy are feelings that are very relevant and real as well. Many, if not most, adult children wish that they had the time or lived close enough to provide the care they feel their parents deserve. Fear enters in with the control and direction they lose when hiring someone to provide the care. Feelings of inadequacy can surface, especially if they had attempted to provide the care themselves and it became overwhelming.

Rest assured that these emotions are all very natural and if your are feeling any of these things it is best to acknowledge the emotions as they come to the surface. Often, it is the act of hiring outside help that brings these feelings to the forefront. If these feelings are left unaddressed they can have detrimental effects on the success of home care assistance.

Often when people are not aware of or do not want to acknowledge these intense emotions, there is a tendency to place great expectations on the caregiver placed in the home to help. No matter how hard the caregiver works, they will never be a replacement for the adult child. The caregiver is an individual with their own history and personality. They will not immediately understand every nuance and preference of your parent.

Clearly defining tasks and reviewing skill is vital to beginning this professional relationship, which most reputable home care agencies will do with an in-home assessment and a plan of care. Once the expectations are established, they should remain constant as the caregiver establishes a rapport with the family. This takes time and can be a source of anxiety for both the adult children and the parents.

The focus of the caregiver should always be on the safety and well-being of the client. Housekeeping duties can be included, but shouldn’t be at the expense of quality care.  Obvious adjustments should be made if they are not appropriate or working out as anticipated. Clearly, if a caregiver is just NOT the right personality, that should be addressed as soon as possible, but not before careful consideration. If the caregiver is competent and professional, it may help to wait a little while rather than rush into a change. Learning the temperament and rhythms of a new client takes some time. After a while, the caregiver will develop a regular routine based on these daily rhythms and will increasingly be able to anticipate situations and changes and how best to deal with them.  

In short, no one can care for your parents like you can. However, if your situation requires outside assistance, do your best to understand the limits of the professional home care relationship and guard against placing unrealistic expectations. If the home care professional provided is caring and competent, provide space and flexibility for the relationship to develop. In the end this will help both the adult child and the parent ease into this life transition with minimal discomfort.

 

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Tue, 03 Apr 2012 10:41:00 -0700 “Elderspeak” Can Negatively Affect Health of Older People http://constantcompanions.posterous.com/elderspeak-can-negatively-affect-health-of-ol http://constantcompanions.posterous.com/elderspeak-can-negatively-affect-health-of-ol
(NaturalNews) It is quite common that many of us speak to older folks in a different manner and with a different tone. "Elderspeak" bears many traits which are similar to "baby talk", and these include simplified grammar and vocabulary, as well as overly intimate terms of endearment. And recent research has shown that such a communication style may not only be exasperating and insulting to many of the elderly, it can even negatively affect their health.

About Elderspeak

What is elderspeak? Broadly speaking, it is a style which is assumed to accommodate the perceived communication needs of elderly people. It involves speaking slowly, restrictions on vocabulary, simplified syntax, as well as exaggerated prosody.

The fundamental assumption behind elderspeak is that the elderly are cognitively impaired, and thus need some "help". It can be said to be patronizing and disrespectful to the older adult.

Researchers have also defined elderspeak as overly caring, controlling and infantilizing communication.

Findings from Studies

In a study led by Becca Levy, a professor at the Yale School of Public Health, it was found that elderly folks who were exposed to negative stereotypes commonly associated with ageing, enforced by condescending phrases and attitudes, performed significantly worse when tested for memory and balance.

In one particular town in Ohio, her study team found that those who were above 50 and held positive perceptions about ageing went on to live 7.5 years longer than their peers who did not. This was after other health-affecting factors were already accounted for.

Those attitudes were affected even by apparently harmless words and phrases and, profoundly, they supposedly had a greater impact than important factors such as smoking and exercise.

Elsewhere, Kristine Williams, R.N., Ph.D., an associate professor at Kansas University, studied the effect of elderspeak on Alzheimer's patients with dementia. The interaction between staff and 20 residents of a nursing home, aged between 69 and 97 years and having moderate levels of dementia, were videotaped.

The study found that the patients were more likely to resist care after they were spoken to using elderspeak, instead of the usual adult-to-adult form of communication. When resisting care, they would carry out actions such as saying no or crying out, turning away, grabbing onto someone or something, pulling their limbs tightly toward the body, or hitting and kicking.

"There's the suggestion that these people are unable to communicate that their needs aren't being met. And because they can't communicate verbally, they may respond in these other nonverbal ways," Dr Williams said. And, according to her, the need in question could just be the wish to be treated as an adult who is worthy of respect.

And, perhaps somewhat ironically, the biggest culprits of elderspeak are often healthcare workers, including doctors and nursing staff.

The Problem with Elderspeak

The problem with elderspeak, is that it hurts the self-esteem of those to whom it is used on. Worse, it can literally grind them down and send them on a self-fueling downward spiral toward ill health and even premature death. That, after all, is what we get when we communicate to people that they are weak, a liability, incompetent or even useless – they often prove us right!

"Elderspeak is indicative of general negative stereotypes of the elderly. It is another example of how people are treated differently based on their age in healthcare, in the workforce and in everyday life. And we have found a clear connection between how the elderly are treated and their health and functioning," said Dr Levy.

The Bottomline

"Daily we are witness to, or even unwitting participants in, cruel imagery, jokes, languages and attitudes directed at older people," said Dr Robert Butler, president of the International Longevity Centre-USA, who first coined the term "ageism" some 40 years ago.

With populations ageing in the US and in many developed nations, the need to avoid elderspeak becomes all the more significant. In the US, the 85-and-above age group is the fastest-growing one.

Ms Elaine Smith, a 78 year old retired Chicago schoolteacher, who was subject to elderspeak when she was hospitalized for two months after suffering a fall, said that people can become quite indignant when she tells them she is offended by such a communication style. And she has an interesting viewpoint regarding elderspeak.

"But I believe that the people who heap these endearments upon us are reacting to their own fears of ageing in a youth-oriented culture," she said. Her advice? Get over it.

So, the next time we want to use terms such as "dear", "good girl" and "sweetie" on the elderly, or speak very slowly and in overly simplified language to them, we better think again.

Main Source

Talking down to the elderly is bad for their health, medical study finds (http://www.telegraph.co.uk/health/article3256340.ece)

About the author

Reuben Chow has a keen interest in natural health and healing as well as personal growth. His website, All 4 Natural Health, offers a basic guide on natural health information. It details simple, effective and natural ways, such as the use of nutrition, various herbsherb remedies, supplements and other natural remedies, to deal with various health conditions as well as to attain good health. His other websites also cover topics such as depression helpomega 3 fatty acids, as well as cancer research and information.

 
Located and submitted by Gabriela F. Brown, CSA, Constant Companions Home Care http://www.constantcompanions.net

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Tue, 27 Mar 2012 10:19:00 -0700 Hiring a Caregiver – Private vs. Agency http://constantcompanions.posterous.com/hiring-a-caregiver-private-vs-agency http://constantcompanions.posterous.com/hiring-a-caregiver-private-vs-agency

Posted on October 7, 2011 by 

During these tough economic times it is more tempting than ever to hire caregivers privately, bypassing any placement service or home care agency. However, after reviewing the following information, we hope that you will see the benefit in contracting with a home care agency when looking to bring help into your home.

There are TRUE benefits of working with an agency. Agencies can save you and your family long-term consequences, both financial and legal.

When you hire a caregiver, the going rate is approximately $15 per hour. When you hire an agency such as ours the going rate is $20+. For this additional $5 per hour you receive the following benefits and protections.

  • The workers are covered by Worker’s Compensation, paid by the agency
  • The workers are covered by Unemployment Insurance, paid by the agency.
  • Employment taxes are split and submitted each payroll, half by the caregiver and half by the agency.
  • The worker’s taxes are pulled and sent immediately to the IRS and CA Employment Development Department (EDD). These taxes cover State, Federal, Liability, Employment Tax and California State Training Tax.

These taxes and insurances must be paid by ANY and ALL employers. The state of California is currently in desperate need of revenue and is targeting individuals that consider themselves, “self-employed” or “contractors”.

If a worker is cross-referenced with an individual employer, the employer can always be held liable for back taxes. The reason for this is that the state claims that many of these individuals do not pay or file their taxes, so they are placing the burden on the employers to collect it and submit it.

In regards to Worker’s Compensation, consider this; your private caregiver is injured on the job. If the Labor Board determines that they are your direct hire, and they WILL, you will be responsible for the cost of their injuries and will be fined $1,000 per caregiver for not carrying Worker’s Compensation on that employee. Additionally, in order to continue to hire that employee, you will be required to take out a Worker’s Compensation policy for them to the tune of 7-9% or higher (through State Fund) of their gross pay, each pay period. You will be audited and you will have to show documentation that you are in compliance. Additionally, your homeowner’s insurance may require an additional premium for having a domestic worker employed.

Next scenario; the caregiver you hire just isn’t working out for you. You manage to dismiss their services (not always an easy thing to do). 2-3 weeks later, you receive a notice from the EDD, an unemployment claim. If your caregiver chooses this route, to recover unemployment payments, they WILL win. The EDD will consider that in any direct hire arrangements that you are the employer and they are the employee, regardless of any contracts, business licenses, etc.

Aside from the legal/tax benefits discussed above, agencies are simply a better choice for the following reasons.

  • You can switch out a caregiver that isn’t working out for you.
  • The agency carries liability insurance, both professional and general for all workers.
  • The agency can supervise and direct the worker.
  • Of course, all of our caregivers are screened. I would hope all agencies do the same.

This is the down-side of private hire. This is not to say that there are not some wonderful set-ups that work out well for all. However, one must consider the possibility that if a person is left without income for any reason, they have a wide variety of available options from which to recover what they may feel they are entitled to. It isalways important to remember that it is in the best interest of state-run agencies to find in the worker’s favor. Not only will they assure revenue/justification for their agency, but this caregiver will now be in the “system” and they are better able to pursue them and you if the caregiver has not filed/paid taxes.

There will always be those who will continue to hire privately. However, I believe it is because many are not aware of the serious implications of doing so. I hope this article helps those individuals to at least make an informed decision when hiring outside help for the home.

For further information regarding Employment of Domestic workers, please refer to California Civil Code Section 1812.501 and Unemployment Insurance Code Section 687.2.

Submitted by Gabriela F. Brown, Constant Companions Home Care.
Email: gbrown@constantcompanions.net

Phone: 888.883.8393
http://www.constantcompanions.net

This entry was posted in Elder Matters by gabriela. Bookmark the permalink.

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Mon, 26 Mar 2012 22:09:00 -0700 Constant Companions Testimonial Carol http://constantcompanions.posterous.com/constant-companions-testimonial-carol http://constantcompanions.posterous.com/constant-companions-testimonial-carol

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Tue, 20 Mar 2012 10:45:00 -0700 A Few Simple Steps to Avoid Senior Financial Abuse http://constantcompanions.posterous.com/a-few-simple-steps-to-avoid-senior-financial http://constantcompanions.posterous.com/a-few-simple-steps-to-avoid-senior-financial

The time has come. You are in need of home care services. Chances are good that this need has been preceded by some sort of crisis; a hospitalization, death of a spouse

or a sudden decline in health. Likely, there are so many things to think about
and arrange. There may be a variety of service groups coming in and out of your
home to assist you in this transition; home health care, home care, hospice,
durable medical equipment, housekeeping services and an increase in friend and
family visits. The last thing on your mind may be the location and security of
your valuables and financial instruments.  This is why it is essential to locate and
secure these items PRIOR to the need for these services.

Most senior home care service companies do their best to assure that the personnel that they are sending into your home are honest by conducting background and reference checks. Here is the problem, background checks are great for weeding out the prior offenders, however, no background check can detect if someone has never been caught or predict if they are going to steal in the future. Simply put, there is no way
to guarantee that you will not be a victim of theft or financial abuse.

There are things that you can do, BEFORE a crisis (right now) to prepare yourself:

  1. Locate all valuable items, i.e., jewelry, checks, credit cards, etc.  Inventory what you have and identify if you are currently missing something. This will prevent confusion after the fact if you go look for something and it isn’t where you thought it was.  Why? We once had a client who insisted that she had left some diamond earrings in her bathroom. She accused her caregiver of stealing them. Of course, we immediately removed the caregiver and reported the worker to Adult Protective Services.  Two months later, we received a call from her daughter, apologizing that her mother had found her earrings in a different spot and hadn’t recalled moving them there.
  2. Once you do need someone caring for you at home, secure all financial instruments and jewelry in a lock box in your home. Put the key where only you would know where it is and give a copy of the key to a trusted individual or in a safety deposit box.
  3. Never give your PIN to anyone in your employ.
  4. Never allow anyone to go to the bank for you to take out cash, via check, etc.
  5. Report all suspicions or missing items as soon as possible to any company coming in and out of your home. If you are working with a home care agency make sure they are responsive to your concerns and act quickly to resolve the issue.
  6. Do not give cash or check bonuses directly to home care workers, make sure that the agency they work for is notified and has an opportunity to copy the bonus check and document the gift to avoid any future misunderstandings or opportunities for financial exploitation.
  7. If a caregiver asks you for money directly for ANYTHING, immediately report it to their agency. As benign as this may seem, it is considered ‘abuse of
    position
    ’ and is covered under the law as follows:

Financial Exploitations –Financial exploitation means a situation in which a caretaker or any other person who is in the care or custody of, or who stands in a position of trust
to, a resident, takes, secretes, or appropriates their money or property, to
any use or purposes not in the due and lawful execution of his or her trust. In
the simplest terms, the person who is acting as a caretaker unlawfully takes
money or property of the resident. This also includes a request for transfer of
property by the resident that was not carried out.

Most caregivers are good people interested in your well-being. They are also
hyper-aware that they are most likely to be blamed if something goes missing in
your home. If you follow the above guidelines, it should protect both you AND the
people working for you.

If you find that you are a victim of financial abuse or theft, PLEASE follow through with filing a complaint with Adult Protective Services and any charges against the person suspected of committing the crime. It is up to you or your family to see that charges are filed. This may be very uncomfortable and stressful but it is VITAL. Without convictions and a subsequent record to detect on a future background check, there is nothing to
prevent that same person from moving on to another agency or to hire themselves
out privately and continue their predatory ways.

Submitted by Gabriela F. Brown, CSA, Owner of Constant Companions Home Care, San Diego and S. Riverside. Website http://www.constantcompanions.net email: gbrown@constantcompanions.net

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Tue, 13 Mar 2012 09:59:00 -0700 Putting It All On The Table - Senior Nutrition http://constantcompanions.posterous.com/putting-it-all-on-the-table-senior-nutrition http://constantcompanions.posterous.com/putting-it-all-on-the-table-senior-nutrition

By 2030, Americans over the age of 65 will reach 71 million, approximately 20% of our population. Further, almost 90% of Americans over the age of 65 have one or more degenerative disorders. These conditions were once thought to be a natural consequence of aging but there is now evidence that many conditions like heart disease, cancer, osteoporosis, arthritis, diabetes can be either prevented or lessened by ongoing good nutrition and exercise.

There are increasing obstacles to proper nutrition as we age: Chronic illness, recent hospitalizations, depression, mal absorption, medications, dental problems, diminished taste and smell, restricted diets, limited income, loneliness and isolation. However, it is important to realize that without the proper mix of fuel and nutrients, symptoms of malnutrition can appear and increase the symptoms and debilitation of any of the above listed conditions. In essence it is a vicious cycle that can only be broken by a commitment to learn and apply better eating habits.

Malnutrition can be seen as increased forgetfulness, dehydration, frailty, delayed wound healing and decreased muscle mass that can lead to falls and fractures. Indirectly, malnutrition could be a significant factor in many hospital stays and lengthy rehabilitations. Additionally, it can make worse any chronic conditions.

Some seniors may be at a healthy or even heavy weight, but still experience malnutrition. Because metabolism can decline by as much as 30% in people over 50, it is important to eat fewer calories. With fewer calories, we run the risk of fewer nutrients, so the foods must be packed with nutrients. A good start is to limit overly processed high-carb, high-fat, nutrient deficient foods and increasing nutrient rich foods like vegetables, fruits, whole grains breads and pastas and to add supplement drinks if necessary. A multivitamin will also go a long way to maintain your stores if your nutrient intake varies day to day.

To help a senior that you suspect of being malnourished, approach the situation delicately. As mentioned above there may be many reasons to not eat properly and you don’t want that person to become defensive and clam up. Eat with them, observe. Is there plenty of protein, fiber and healthy fats in each meal? Are vegetables and fruit included in each meal? Are most meals cooked at home, from scratch and healthy sources? If so, then they are on their way to good nutrition. Next, find out if they are supplementing their diet with a multivitamin or nutrition shake. This can be done by placing the items in the home and periodically checking to see if they have been used. See how much they eat at every meal. A good measure for amount is the size of their fist. If it less than that, try to determine if they are eating more frequently. Many seniors cannot eat 3 large meals and choose to eat more often with smaller portions. As long as the smaller portions and snacks equal 5 a day, throughout the day, all is well.

If a senior is malnourished there are several things that you can do with and for them to encourage healthier/sufficient eating:
Enrich! Add healthy proteins and health fats, like cheese, nuts and nutbutters. Cheese can be mixed in to a wide variety of otherwise bland and calorie deficient foods. Nutbutters are great on crackers and a slice of bread, add a little fruit spread if the diet permits, to moisten and make it easier to swallow. Nuts are great for snacks. Over the day these calories can add up and they are providing rich and healthy oils for the body.

Spice it up! Add some herbs, lemon, seasonings, as tolerated and enjoyed to make the food more flavorful and enjoyable. Make sure you check sodium levels. An adult should take in no more than 1500mg per day. 

Socialize! Get them out or invite yourself over. Eating is a social behavior. We all eat much more when we are in the company of others. This has the dual benefit of providing an anticipated event and the eventual company, which can help to alleviate mild depression.

Get Moving! Exercise gets everything in the body working more efficiently. Encourage walking, biking, chair exercises, swimming, WHATEVER that is possible to do safely and comfortably. The idea is to move the body every day. Metabolism will increase, mood will lighten, appetite will increase. Again, if you are at a loss for options, contact your health care provider for resources.

Supplement! Take a daily vitamin to cover any gaps in nutrition. 

Hydrate! As we age we lose the ability to sense thirst. Aim to get 8 glasses of water per day. Other sources of water such soups, water-rich foods like melons and decaffeinated teas and coffees may be a more palatable way of getting enough fluids every day.

Call the Doctor! If you suspect depression or lack of appetite due to medications or ANY other underlying issues, call the doctor. Many times they will be able to do an overview of health and medications to discover or eliminate possible reasons for a lack of appetite.

This article is meant as general advice. It is not medical advice. I encourage anyone who suspects that they or someone they love is malnourished to see their health care practitioner as soon as possible in order to establish an individualized plan that will put you back on track to better health.

 

By: Gabriela F. Brown, CSA

Article Directory: http://www.articledashboard.com

 

Submitted by Gabriela F. Brown, CSA and Owner of Constant Companions Home Care,www.constantcompanions.net in San Diego and S. Riverside, CA. Contact Info: gbrown@constantcompanions.net

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Tue, 06 Mar 2012 09:45:00 -0800 Seventeen Facts About Reverse Mortgages You May Not Know. http://constantcompanions.posterous.com/seventeen-facts-about-reverse-mortgages-you-m http://constantcompanions.posterous.com/seventeen-facts-about-reverse-mortgages-you-m

With the many misunderstandings about reverse mortgages I want to share seventeen facts to help clear up the misconceptions.
  1. A reverse mortgage is a mortgage just like any loan against the home where the borrower is using the equity of their home to meet their needs and desires now, but with special terms for seniors 62 and older.
  2. The lender or bank does NOT own the home – YOU OWN THE HOME, you keep the title!
  3. There are no income or credit score requirements to qualify.
  4. No monthly mortgage payments are required.
  5. The home does not have to be free and clear or have a lot of equity. Although enough equity is needed to pay off current liens and/or mortgages.
  6. There is no limitation on how the funds can be used. Some common uses include paying off a current mortgage, paying for home repairs or modifications, home health care or adult day services, medical expenses, every day living expenses and even to purchase a home. Whatever one needs or wants.
  7. More options are available than with a conventional or home equity mortgage – Funds can be received in monthly payments structured as needed, line of credit (with a growth rate), lump sum, or a combination of these.
  8. Social Security and Medicare are not affected because it is a loan, and not considered income.
  9. Medicaid (Medical Assistance in Minnesota) can still be received with the reverse mortgage. (Your originator should know this and be able to assist you if or when you are going on Medicaid.)
  10. Borrowers can stay in the home as long as it is their primary residence or in the case of a couple as long as one borrower is still in the home as their primary residence. The due date on the mortgage is the youngest borrower’s 150th birthday.
  11. At the time of sale if the home is sold for more than the loan balance, the borrower(s) or their heirs receive the difference. The bank does NOT keep the difference!
  12. The loan is non-recourse which means there is no personal liability to the borrower or their heirs. So borrowers or their heirs don’t have to come up with the difference if the loan balance is higher than what the home is sold (at fair market value). Borrowers are not leaving a debt to their children.
  13. Just like any mortgage, borrowers are responsible for property taxes and insurance, association dues (if applicable), maintaining the property and abiding by the terms of the loan.
  14. As borrowers use the funds/equity and are not making monthly payments the loan balance increases meaning because they used the money now, there will be less available when the loan is being repaid. (With a conventional mortgage one is using the equity but making monthly payments which repays the interest and a portion of the principal each month.)
  15. Closing costs are comparable to a conventional mortgage – even though many times they are considered expensive or high they compare to conventional loans, in fact the difference comes down to the FHA Mortgage Insurance Premium. Fees are regulated and only HUD allowed fees are permitted with no mark-ups or junk fees. You can see a comparison of the costs in my article, “Reverse Mortgage Costs – High or Mythical?” Note, there are no out of pocket costs except for the appraisal. The costs typically become part of the loan balance.
  16. FHA offers and insures through HUD the majority of reverse mortgages known as the Home Equity Conversion Mortgage or HECM, making it the most highly regulated mortgage available.
  17. HUD insuring the reverse mortgage provides advantages including:
  • Guaranteeing the funds are available for you.
  • Guaranteeing the lender against default or shortfalls
  • Keeping the interest rates lower, the interest rates have historically been lower compared to other mortgages.
  • Providing a line of credit growth rate (available only with reverse mortgages).
  • Ensuring as a reverse mortgage it is a non-recourse (no personal liability) loan.
  • Requiring counseling by a third party HUD trained and approved counselor.
  • The HECMs are highly protected. See my Blog article “You Need To know Reverse Mortgage Borrowers Are Highly Protected.
Before dismissing a reverse mortgage as an option, know the facts and talk with a reverse mortgage expert to see if one is right for your situation. Originators do not charge to meet with you and educate you on reverse mortgages. No product or service is right for everyone but with the facts you can make an informed decision.

 

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Fri, 02 Mar 2012 20:18:02 -0800 See why our clients recommend Constant Companions in this video testimonial http://constantcompanions.posterous.com/see-why-our-clients-recommend-constant-compan http://constantcompanions.posterous.com/see-why-our-clients-recommend-constant-compan

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Wed, 29 Feb 2012 08:09:00 -0800 Dementia Care - Constant Companions 360 approach http://constantcompanions.posterous.com/dementia-care-constant-companions-360-approac http://constantcompanions.posterous.com/dementia-care-constant-companions-360-approac

Dementia Care

Dementia is a broad term that describes the process of a decline in cognitive abilities that interferes with activities of daily living. The most recognized and prevalent form of dementia is Alzheimer’s
Disease which accounts for 50-70 percent of all dementias. There are, however, other causes of dementia:

  • Depression
  • Vascular disorders, such as multiple strokes in the brain
  • Infections that affect the central nervous system, such as HIV dementia complex and Creutzfeldt-Jakob disease
  • Chronic drug/alcohol use
  • Hydrocephalus – Accumulation of fluid in the brain that can result from developmental abnormalities, infections, injury, or brain tumors
  • Degenerative neurological diseases, such as Alzheimer’s, dementia with Lewy bodies, Parkinson’s, and Huntington’s

See More information on Dementia

Our 360 approach:

By the time our office receives a call to provide dementia care to a senior the family has usually been very involved for an extended period of time, providing most of the daily care. The call comes because the family is in need of support and guidance. Our 360 approach is just that, an all-encompassing circle of support for the entire family. During our extensive intake process, we identify where the home care worker can provide support for family members as well as the senior themselves.

We don’t aim to replace the family, we are there to support and only take over the duties that prevent family members from enjoying their time together, due to caregiver fatigue. If you are in need of a helping hand, call us. At Constant Companions,

“It is our mission to enrich the lives of each of our clients by providing the best in compassionate care, second only to family.”

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Thu, 23 Feb 2012 10:49:00 -0800 Hearing Loss – Bringing Seniors Back into the Conversation http://constantcompanions.posterous.com/hearing-loss-bringing-seniors-back-into-the-c http://constantcompanions.posterous.com/hearing-loss-bringing-seniors-back-into-the-c


 

Nearly one-third of people over the age of 65 are hard-of-hearing while nearly 50% of people over the age of 85 suffer from some form of hearing loss. Because hearing loss is usually a gradual process that begins in one's forties, it is commonly not recognized until it is significant. It is important to be able to recognize signs of hearing loss, have it diagnosed and treated.

Symptoms of hearing loss:

• Have trouble hearing over the telephone

• Find it hard to follow conversations when two or more people are talking,

• Need to turn up the TV volume so loud that others complain,

• Have a problem hearing because of background noise,

• Sense that others seem to mumble, or

• Can't understand when women and children speak to you.

Hearing loss in seniors can lead to others mistakenly thinking that seniors are confused, difficult or apathetic. Additionally, the senior may be embarrassed by the loss and resist seeking out medical help. The inability to fully communicate can lead to frustration and isolation. The key here is communication and enlisting the following strategies to bring these seniors back into the conversation:

• Make sure that you are looking at the listener and you are in a well-lit area.

• Don't shout, this can often create increased sound distortion.

• If there are 2 or more people present, make sure that only one person is speaking at a time.

• Address them directly by saying their name before starting a conversation so they have time to focus.

• Many people with hearing loss rely on lip-reading. Keep your hands away from your mouth and avoid smoking, chewing gum or eating while talking.

• Slow down a little but not too much. A natural and unhurried rate of speech allows the hearing impaired person to capture more words, read lips and facial expressions.

• If one ear is better than the other, make sure you are directing your speech to the better ear.

• Hearing loss can include certain sound distortions. They may hear your voice but not be able to decipher certain words or pitches.


• Minimize extra noise in the environment when have a discussion, like turning the TV or dishwasher off.

• If possible, avoid having discussions in settings that may have sudden loud sounds like busy streets, near construction areas or near airports.

• Depending on the level and type of hearing loss, certain words are almost impossible to understand, try rephrasing the sentence or find a different word. Don't repeat the word or sentence over and over again.

• Avoid sudden changes of topic. When the subject is changed clearly state the new topic and look for acknowledgement before proceeding.

• Write specific information, such as appointments, directions and schedules down, if you are talking over the phone, have them repeat the information back as many words and numbers sound similar.

• Understand that illness or tiredness may affect any person's ability to follow a conversation.

• If the listener looks confused, clarify that they understood what you were saying.

The best course of action to take if you suspect hearing loss is to see a doctor as soon as possible to determine the cause and treatments available. If you suspect hearing loss in a senior that you are caring for or that you care about, remember to be compassionate about discussing the possibility of hearing loss. It is important to be supportive regarding the options and opportunity for treatment. Motivation for the decision to seek treatment should be to increase their quality of life by providing the ability to participate in all social interactions to the best of their ability.


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Tue, 14 Feb 2012 09:49:00 -0800 The Facts About Senior Health Insurance Plans http://constantcompanions.posterous.com/the-facts-about-senior-health-insurance-plans http://constantcompanions.posterous.com/the-facts-about-senior-health-insurance-plans

Medicare may not be enough to cover your health care needs as you age. But how do you know what kind of health plan will work for you?

Choosing among senior health insurance plans can be a daunting task. There are government plans and private plans, HMOs, PPOs, and POSs, deductibles, and co-pays. Knowing more about what these terms mean can help you pick the plan that's right for you and your family.

Preparing for Your Senior Health Plan Search

Before you begin looking for a senior health insurance plan, ask yourself these questions:

  • How much money can I spend on health care? Knowing this will give you an idea of how much you can pay in premiums, deductibles, and co-pays for your senior health plan.
  • What pre-existing conditions do I have? Certain health problems might make it harder for you to get an individual senior health insurance plan.
  • If I'm over 65, do I want more than Medicare? Even if you qualify for Medicare, the federal senior health plan that helps pay for hospital bills and medical treatment, you may want to consider a supplemental plan to help with non-covered expenses.
  • Do I belong to an organization or work at a business that offers health insurance? Group insurance often is much cheaper than getting a senior health plan on your own, and you can get sometimes it through membership organizations like AARP.

Types of Senior Health Plans and Providers

More than half of the people covered by health insurance in the United States belong to managed care plans. With these plans, you face lower co-payments if you use in-network providers — doctors or hospitals that are part of the plan. Managed care plans include:

  • Health maintenance organizations (HMOs). These types of plans require you to receive all of your medical care from providers in the HMO's network, except in medical emergencies.
  • Preferred provider organizations (PPOs). These plans allow you to choose doctors and hospitals outside of your network, but you pay more for your care due to higher deductibles and larger co-payments.
  • Point-of-service organizations (POS). In this type of plan, your primary care physician manages your care. You are allowed to choose doctors and hospitals outside your network, but you'll pay more for their services.

As you assess your senior health plan options, consider the following:

  • How much will you pay in premiums each month?
  • How much of your doctor and hospital bills will the plan cover?
  • How much will you be expected to pay in co-payments and deductibles?
  • How restricted will your choice of doctors and hospitals be?
  • What happens when you need a doctor after business hours or have to go to an emergency room?
  • Are there any limits on the medical conditions covered by the plan, or on what the plan will pay for certain illnesses?

If you're eligible for Medicare, you can get supplemental health insurance, commonly referred to as MediGap, that helps pay for medical treatment not covered under the government plan. The National Association of Insurance Commissioners has made it easy for seniors to choose between MediGap plans by creating 12 standardized plans. Different insurance companies may offer the plans, but each of the 12 plans will be the same no matter which company you choose.

Senior Health Plan Terminology You Should Know

Health insurance terms can be confusing. It’s important that you fully understand what payments you’re responsible for and what the insurance will cover. Here are some examples:

  • Co-payment. This is the fixed amount a plan requires you to pay for certain services. For example, you might need to pay $10 or more for a visit to a doctor.
  • Deductible. This fixed amount of money is what you have to pay for medical services before the plan kicks in. For example, you might have to pay the first $200 for a hospital visit before the insurance company starts paying.
  • Maximum plan dollar limit. This is the most a plan will pay out during a year's worth of coverage. Also be aware of a plan’s lifetime limit, the maximum amount it will pay over the course of your life, often set at $1 million, though some plans offer higher coverage.
  • Premium. The premium is the annual amount you pay upfront (or monthly) to have health insurance.

Additional Senior Health Insurance Resources

For more information or for help finding legitimate health plans, you can contact any of these resources:

Most state governments also have insurance commissioners or agencies dedicated to regulating the insurance industry. You can find a list of state insurance offices through the National Association of Insurance Commissioners.

Get more information in the Senior Health Center.

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Wed, 08 Feb 2012 11:00:00 -0800 "We treat them like they're our own family member" - Constant Companions Testimonial http://constantcompanions.posterous.com/we-treat-them-like-theyre-our-own-family-memb http://constantcompanions.posterous.com/we-treat-them-like-theyre-our-own-family-memb

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Tue, 07 Feb 2012 10:53:00 -0800 Elder Care: Balancing a Loved One's Needs With Your Own http://constantcompanions.posterous.com/elder-care-balancing-a-loved-ones-needs-with http://constantcompanions.posterous.com/elder-care-balancing-a-loved-ones-needs-with


Do you provide assistance for an older person who needs care? People of all ages can be caregivers, but it is very common for older people to become caregivers to their spouses or other loved ones, and – too often – they begin to neglect their own health at an age when they should really be paying more attention to it.

Caregiving is both mentally and physically stressful, and caregivers are considered to be at increased risk for physical health problems and depression. If you are a caregiver in your senior years, it is even more important that you take care of your own health.

The Health Effects of Caregiving

Whether caring for an ailing spouse or another loved one, many caregivers become so concerned with their care-providing role that they neglect their own health, putting themselves at increased risk of:

  • Poor physical health: 16 percent of caregivers say that their health declined after they become caregivers.
  • Psychological stress: Approximately half of all people who provide Alzheimer's care, a common type of elder care, report experiencing distress. The effects of psychological stress can be widespread and may include depression, burnout, alcohol and drug use, and other problems.
  • Self-neglect: Caregivers are more likely than non-caregivers to eat poorly, be sleep deprived, not exercise, not rest when ill, and postpone medical appointments.
  • Death: Caregivers are at higher risk of dying than the general population.

Caring for Yourself While Providing Care

When you’re involved in the stress and chaos of providing elder care, or any type of caregiving, it can be difficult to take a step back and focus on yourself. Keep in mind: The loved one you are caring for will be the first to benefit when you make your own health a priority.

Follow these suggestions for taking care of yourself while providing elder care:

  • Participate in stress-reducing activities. Find things that you like to do to relieve the stress of caregiving. Take a yoga class, garden, meditate, or spend time with a friend. Do these activities regularly and you’ll have a better sense of control over your situation.
  • Get your own medical care. You may be spending a lot of time at the doctor with your loved one, but don't use that as an excuse to skip your own medical visits. Make sure that you are getting regular check-ups and any testing vital for your own good health.
  • Exercise regularly. Exercising will help reduce stress and keep you in good physical shape. Book regular appointments for yourself to take a brisk walk, attend an exercise class, or do some other type of physical activity that you enjoy.
  • Take breaks. It is important that you get some time away from caregiving, though this can be especially difficult if you are providing elder care for someone who needs around-the-clock attention. Don't be shy: Ask another family member to step in and help. A friend or neighbor might be willing to give you a break. Also inquire about respite care resources in your community; options include day visits or short stays at a senior care facility.
  • Practice positive self-talk. Many caregivers impose a huge burden on themselves, so it is important for your psychological health to replace negative thoughts with positive thinking. For example, instead of telling yourself, "I never do anything right," try focusing on the positive by thinking, "My aging parents enjoy spending time with me." If possible, talk about this with your loved one, who may be able to give you peace of mind by letting you know exactly what you are doing right.

As you begin to focus on your own health, you will feel more vital and energized, which will improve the quality of care you give to your loved ones.

Get more information in the Everyday Health Senior Health Center.

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Wed, 01 Feb 2012 15:44:00 -0800 Healthy Aging - Planning for Your Future http://constantcompanions.posterous.com/healthy-aging-planning-for-your-future http://constantcompanions.posterous.com/healthy-aging-planning-for-your-future

Aging happens naturally, but aging well takes careful planning. Take steps to ensure that your financial, living, and medical needs will be met in old age.

Aging is a time of transition. Many people start taking steps to eat better, get regular exercise, and manage stress to extend their healthy years. But it goes beyond that: Healthy aging should include thinking ahead to the financial, medical, and family issues that you could face in old age.

Your Personal Security Plan

Older adults face many decisions in the last decades of their lives. Taking some time to look at the issues ahead and plan accordingly can make the future easier and more enjoyable for both you and your family. Here are some areas to consider:

  • Your money. Saving for retirement is important, and you want to make sure you have enough money to live on and enjoy life in your old age. You also want to make sure that money is protected, that you can get to it if you need it, and that you have enough to take care of yourself and your family. You should also make decisions about what should happen to that money when you die by preparing a will or trust document that spells out your wishes.
  • Your health care. You may need more health care in old age than you did when you were younger. It’s important to make sure that you have health insurance coverage, possibly a second plan to cover costs not met by Medicare, and that you understand the coverage and have enough money on hand to cover what your plan doesn't. Keep your health and life insurance policy information stored in a safe but accessible place.
  • Your life. The onset of a health emergency – such as a heart attack, stroke, major injury, or terminal illness – is not the best time to make key decisions. Preparing advance directives like a durable power of attorney, a living will, and other documents that state your end-of-life wishes can save you and your family from unneeded stress in a time of crisis.
  • Your care. It's tough to think about not being able to take care of yourself, but that point may come. Friends and family members may not be able to give you the level of care that you need when living with a debilitating illness. While you're still healthy and able, make decisions about potential living arrangements, like a nursing home or assisted living facility, hospice care, home health care, and other available care options, depending on your condition. Choose which options you prefer in various situations, and consider how you will pay for them.
  • Your home. Your home may be easy for you to navigate and comfortable for you now, but think about how that may change when you get older. A big house with lots of stairs to climb may present a serious challenge if you have health or physical problems. Take stock of your living arrangements to see if safety modifications or remodeling can be done now to provide for your health at home later.

Protecting Your Partner

It's never too early to start thinking about how you're going to handle and pay for your care in old age, especially if you’re the primary breadwinner in your household. A debilitating illness such Alzheimer's disease or a serious stroke can quickly deplete your financial resources. Consider your health, and the health of your spouse, partner, or family members. Make preparations and provisions and develop a plan to deal with these issues in the event one of you becomes sick.

Although financial assistance for senior health care is available, it's best to begin planning well in advance. Programs like Medicaid have strict rules and regulations, and may not cover enough of your medical expenses for you to maintain a comfortable standard of living. Start looking at your financial options early and consult with legal and financial professionals to ensure that you and your family are cared for in your old age.

Figuring Out What You Need as You Age

When you’re ready to start planning, there are people who can assist you in making the necessary arrangements. An elder care attorney can advise you and your spouse or partner on legal issues and financial arrangements and draw up legal documents.

Also, consider having a geriatric medical assessment done. This process can give you a picture of your overall health. The earlier health problems are identified, the more input you’ll be able to have in your future care and the care of your family. Your health care team can help develop a plan to make sure your living arrangements are safe and will serve your needs in the years ahead. An assessment is an especially good idea if you are already experiencing some health problems or signs of dementia.

Although no one likes to think about getting old, putting a plan in place earlier rather than later can help you maintain the lifestyle you want to have as you enter your later years.

 

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Wed, 25 Jan 2012 10:25:00 -0800 When dementia hurts: How to cope with a parent's aggression http://constantcompanions.posterous.com/when-dementia-hurts-how-to-cope-with-a-parent http://constantcompanions.posterous.com/when-dementia-hurts-how-to-cope-with-a-parent

When an aging parent begins to experience dementia or Alzheimer’s disease, aggressive behaviors can develop that hurt.

Dementia can cause personality changes that include aggression and verbal abuse. It’s not unusual for a parent experiencing cognitive decline to pinch, hit, kick or overreact to criticism or minor stress.

Understand that it’s not personal
Coping with a parent who has dementia is never easy. It’s important to understand aggression and negative behaviors are caused by triggers that can be controlled. One of the most difficult things to do is not take hostility and anger personally.

Handling aggressive outbursts
Acknowledge that your mother or father is upset and reassure them.

Don’t argue. If you need some time to get collected, leave the room.

Use distraction. Try to refocus your parent’s attention to something pleasant. Humor, music or a gentle back rub might help calm angry outbursts.

Don’t react by being upset. Use role playing with siblings, friends or your spouse to practice remaining calm and collected.

Try to understand what your parent is really trying to say. Dementia makes it difficult to communicate. Personality changes stem from lack of inhibition and judgment about how to behave appropriately.

Be patient, don’t ask questions that are difficult to answer or might be overwhelming. Focus on your parent’s strengths in conversation and always remain calm.

According to the UK Alzheimer’s Society, call for help if you need it. Never try to restrain a person with dementia who is acting violently. Give them space.

Try to identify causes
A study published in the American Journal of Psychiatry, found depression, combined with dementia can contribute to hurtful, aggressive behavior that might require treatment with medications. Other causes include taking too many medications and sleep disorders. Speak with your parent’s health care provider about options.

The Centre for Addiction and Mental Health (CAMH) suggests patients with dementia do best when they have contact with the same people, are allowed to care for themselves as long as possible, stay in the same living situation and follow consistent routines. Try to identify whether any of the aforementioned are making things worse.

Losing a parent to dementia can hurt. Understanding how to deal with a parent's aggression and hostility can make it easier to cope and help calm hurtful criticisms, verbal and physical outburst and overreactions. Remember too, that it’s important to talk to family, friends or a support group about your feelings.

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